tag:blogger.com,1999:blog-64923421752895942642011-11-27T16:54:02.130-08:00Common sense advice to help with personal finance by creating a home budget. Advice on budgets, saving money, getting out of debt, simple investing methods, and common sense economics.Carl Duckettnoreply@blogger.comBlogger51100tag:blogger.com,1999:blog-6492342175289594264.post-7700057269223480352009-08-03T20:26:00.000-07:002009-08-03T20:27:36.348-07:00

There are several good investment tools for saving for college.  Several of these plans have some definite tax advantages.   Many states offer tax deductions for 529 plans and the investment earnings for 529 plans and Coverdale accounts are tax free.  The Coverdale account can even be used to pay for private elementary and high school.  In the mix of savings plans available for college many

Carl Duckettnoreply@blogger.com0tag:blogger.com,1999:blog-6492342175289594264.post-78360254653719524022009-08-01T12:16:00.001-07:002009-08-01T12:16:41.434-07:00

In an economic recession the excesses of consumer spending can be a burden to many people. Debts that were easily managed when a steady income was flowing in become overwhelming when a job is lost or income is cut.  As a result many people look to debt consolidation programs to make their economic burdens a little lighter.  For a debt consolidation program to be truly effective, there are several

Carl Duckettnoreply@blogger.com0tag:blogger.com,1999:blog-6492342175289594264.post-55929842365105553022009-07-11T20:47:00.000-07:002009-07-11T21:23:43.699-07:00

There are many ways that we can save money in our household budget. How big can this be? Well, if you work a forty hour week and you are able to save forty dollars a week you have just given yourself the equivalent of a one dollar an hour raise. That is $2080.00 dollars a year. Here are some quick and easy ways to save money.Clip CouponsThis is a oldy but a goody, and with the Internet a new

Carl Duckettnoreply@blogger.com0tag:blogger.com,1999:blog-6492342175289594264.post-20378414949608032712009-07-07T19:50:00.000-07:002009-07-07T19:52:55.569-07:00

How many people have an old jar that they empty their change into at the end of the day. Change, you know. That jingling stuff that ends up in your pocket or the bottom of your purse after you break a one. Judging by the nearly fifteen dollars of it I have picked up off the ground at the gas pumps this year, some people have ceased to consider it money. The change jar is a time tested method to

Carl Duckettnoreply@blogger.com0tag:blogger.com,1999:blog-6492342175289594264.post-89725374947539382542009-07-06T21:40:00.001-07:002009-07-07T20:00:45.837-07:00

A monthly home budget is a guideline that allows you to anticipate you monthly expenses by spending your income on paper before the month begins. A good home budget is essential for any successful personal finance plan and is the first step in getting control over your money instead of letting your money control you. A home budget is easy to set up by using last months income and expenses as a

Carl Duckettnoreply@blogger.com0